The Right Loan.
Structured Correctly.
From Day One.
Alvero Finance is a Brisbane-based mortgage and finance broking firm operating under Australian Credit Licence 389328. Founded in 2017 by Campbell Gordon, a Chartered Accountant with 20+ years of finance and property experience, the firm compares loans across 40+ lenders to arrange residential, commercial, SMSF and equipment finance for clients across Queensland and Australia.
What Finance Services Does Alvero Finance Offer?
Specialist finance solutions across four core areas — tailored to your structure, your situation and your goals.
Home & Investment Loans for Business Owners
Home loans for self-employed borrowers require assessment of business financials, which not all lenders offer by default. Alvero Finance identifies lenders whose income-assessment policies suit each applicant's specific business structure.
Four ways we assess your income
Based on two years of financial statements and tax returns, adding back non-cash expenses to understand true owner profit.
For businesses with strong, recent performance — assessed on one year of financials and tax returns.
Assessed on the director's salary paid over the last 6, 12 or 24 months.
For businesses where financials aren't available or where profitability has grown significantly — we use the latest 3–6 months BAS or bank statements.
Commercial Property Loans
Commercial property lending uses different assessment criteria to residential lending. Alvero Finance accesses mainstream banks and non-bank commercial lenders, including options for company, trust and SMSF ownership structures.
Three lending approaches
The lease itself supports the loan servicing — no full-doc assessment required. Ideal when the tenancy is strong.
Two years of financials and tax returns for the trading business and/or PAYG individuals. The most comprehensive option for established borrowers.
Where lenders may rely on the latest BAS to assess servicing capacity — faster and less documentation-heavy.
Self-Managed Super Fund Loans
SMSF lending is highly specialised, limited primarily to non-bank lenders, and requires the right structure from day one. Alvero Finance holds relationships with SMSF-specialist lenders and is led by a Chartered Accountant.
Structures we work with
The standard SMSF property purchase structure — we know the lender requirements inside out.
More complex structures involving multiple Self-Managed Super Funds purchasing through a unit trust.
How lenders assess servicing
Based on the last 12 months or 2 years of historical contributions into the fund, plus proposed rental and investment income.
Incorporating historical and prospective contributions, and the members' capacity to contribute to the SMSF going forward.
Business Equipment Finance
Alvero Finance arranges equipment finance — including trucks, utes and specialised machinery — through its lender panel rather than a single bank.
Documentation tiers
We simply verify: 2+ years ABN, GST registered, property backed and a clear credit history. Fast, straightforward.
A recent BAS and/or 12 months of management accounts demonstrates servicing capacity — suitable for larger or more complex equipment purchases.
For larger clients purchasing specialised assets requiring a full documentation solution. We handle the full process end to end.
Specialist Advice for Every Borrower
A few examples of who we work with — we help 11 different types of borrowers in total. Click below to find your situation.
First Home Buyers
We guide you through grants, concessions, deposit requirements and loan options — step by step, without the overwhelm.
Learn more →Property Investors
From your first investment property to a sophisticated portfolio, we structure loans to protect your equity and align with your long-term goals.
Learn more →Self-Employed Borrowers
Alvero Finance identifies lenders that assess business income favourably and advises on how to present financials to those lenders.
Learn more →
What Our Clients Say
We let our clients speak for us.
★★★★★ 80+ five-star Google reviewsWhy Do Clients Choose Alvero Finance?
We are not a bank. We work exclusively for you — bringing expertise, choice and continuity that the big banks simply cannot match.
Expertise
Alvero Finance's founder is a Chartered Accountant, which shapes how the firm assesses business financials and recommends loan structures for self-employed and business-owner clients.
Best Interest
Unlike a bank or car dealership who act in their own best interests, we act exclusively in yours. Our job is to find the best outcome for your circumstances — full stop.
Comparison
We compare products and policies across our lender panel to provide full transparency around the optimal solution — not just what's easiest or most profitable for us.
Choice
Access to mainstream and alternative lenders means genuine flexibility in products, policies, pricing and solutions — especially valuable for self-employed clients.
Structure
We work alongside your accountants and financial advisors to get the loan structure right from day one — avoiding costly restructures down the track.
Continuity
While business bankers at the big banks constantly change, our team provides a consistent, accessible relationship with direct mobile access.
The Expert Behind Alvero Finance
Expertise You Can Actually Trust
After two decades immersed in Australia's financial and property sectors — including roles in accounting, property funds management, real estate advisory and insolvency — Campbell founded Alvero Finance to give businesses and individuals access to finance expertise that is genuinely in their corner.
As a Chartered Accountant, Campbell brings a depth of understanding that goes well beyond rate comparisons. He understands your financials, your business structure and the real-world pressures you face — working alongside your accountants and advisors to ensure loans are structured correctly from day one, avoiding costly restructures down the track.
What Are Alvero Finance's Core Values?
These values, developed with the Alvero Finance team, apply from how applications are handled to how outcomes are communicated when things don't go to plan.
Deliver with Accountability & Precision
Alvero Finance takes ownership of client applications, keeps commitments made during the loan process, and checks application details for accuracy before submission to lenders.
Speak Up with Honesty
Alvero Finance communicates loan outcomes, fees and lender decisions directly with clients — including when an application doesn't proceed as planned.
Build a Supportive & Positive Team
Alvero Finance operates as a team, with clients typically interacting with more than one team member across the application and settlement process.
Grow Through Continuous Improvement
Alvero Finance tracks changes to lender panel policy and industry regulation on an ongoing basis to keep loan structuring advice current.
Ready to find the right finance solution?
The first conversation is free, confidential and without obligation. Tell us your situation — we'll tell you exactly what's possible.
Get in Touch
Whether you're buying your first home, refinancing, purchasing a commercial property through your SMSF, or funding equipment for your business — we'd love to hear from you. There's no obligation, and the first conversation is always on us.
Ready to apply? Start your application online →
Send Us a Message
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Part of
Alvero Group
Alvero Finance is the mortgage and finance broking division of Alvero Group, a Brisbane-based group of businesses that also includes Alvero Property (property advisory) and Alvero Insurance (risk and insurance).
Visit Alvero Group